The New York timeline, with dates
Here is the order of events when rent due on the 1st goes unpaid. New York's rule depends on a condition (or sets no fixed number of days), so we describe the steps rather than put a date on them.
- The 1stRent is due (the example due date used throughout this page).
- Not before the 6thLate fee: New York sets a 5-day grace period. No late fee unless rent is unpaid 5 days after the due date; cap is $50 or 5%, whichever is less. Whether the fee can start on that day or the next depends on how N.Y. Real Prop. Law § 238-a(2) counts days.
- Notice14-day written rent demand (pay or surrender possession); separately, a certified-mail late notice is due once rent is 5 days late (N.Y. Real Prop. Acts. Law § 711(2); N.Y. Real Prop. Law § 235-e(d)). Because of that condition, we don't compute an example date.
- Earliest filingOnly after the 14-day period has fully run with rent still unpaid.
The notice for unpaid rent
14-day written rent demand (pay or surrender possession); separately, a certified-mail late notice is due once rent is 5 days late. N.Y. Real Prop. Acts. Law § 711(2); N.Y. Real Prop. Law § 235-e(d)
Among the 31 states we have verified, 24 require less notice (3 of them none at all), 5 others use the same 14 days as New York, and none require a longer one. Among states that require a notice, the median is 7 days.
Late fees and the grace period
No late fee unless rent is unpaid 5 days after the due date; cap is $50 or 5%, whichever is less. N.Y. Real Prop. Law § 238-a(2)
Statutory limit: Lesser of $50 or 5% of the monthly rent.
| Monthly rent | Maximum late fee |
|---|---|
| $1,000 | $50 |
| $1,500 | $50 |
| $2,500 | $50 |
Assumes the whole month's rent is unpaid and the lease provides for a late fee.
New York is in the minority with a statutory limit. 12 of the 31 verified states cap late fees by statute, and 10 set a grace period before one can be charged.
What else to know in New York
Notes from our review: Failure to send the 5-day certified-mail notice is an affirmative defense. The 14-day demand must include the Good Cause Eviction Law notice (RPL § 231-c). Text read via newyork.public.law (updated Dec 2024 / Oct 2025).
Cities and counties can add their own rules on top of the state’s. At “covered properties” under the federal CARES Act — generally those with a federally backed mortgage or federal subsidies — a 30-day notice to vacate for nonpayment is required in every state.
New York and its neighbors
| State | Notice | Grace period | Late-fee cap | Source |
|---|---|---|---|---|
| New York | 14 days | 5 days | Lesser of $50 or 5% | Verified |
| Connecticut | 3 days | 9 days | Statutory cap (see guide) | Verified |
| Massachusetts | 14 days | 30 days | No statutory cap | Verified |
| New Jersey | No pre-filing notice | None statewide | No statutory cap | Verified |
| Pennsylvania | 10 days | None statewide | No statutory cap | Unverified |
| Vermont | 14 days | None statewide | No statutory cap | Verified |
Notice periods across the 31 verified states
| Notice before filing | States |
|---|---|
| No pre-filing notice | 3 |
| 3 days | 10 |
| 5 days | 3 |
| 7 days | 3 |
| 10 days | 5 |
| 14 days | 6 |
| No fixed number | 1 |
Sources
- Notice for unpaid rent: N.Y. Real Prop. Acts. Law § 711(2); N.Y. Real Prop. Law § 235-e(d)
- Late fees and grace period: N.Y. Real Prop. Law § 238-a(2)
- Status: verified — the notice rule was read in statute text (or a verbatim copy of it) for our September 14, 2026 review.