The Indiana timeline, with dates
Here is the order of events when rent due on the 1st goes unpaid, using Indiana's numbers and an example notice served on the 5th.
- The 1stRent is due (the example due date used throughout this page).
- Late feeNo statewide statute caps late fees or requires a grace period; a late fee should be written into the lease and reasonable.
- The 5th (example)You serve the notice: 10-day notice to pay rent or the lease may be terminated (Ind. Code § 32-31-1-6).
- Not before the 15thThe 10-day period runs out. The exact last day depends on how the statute counts days and on how the notice was delivered.
- Earliest filingIf rent is still unpaid once the notice period has fully run, you can file an eviction case.
The dates are the earliest the numbers allow, not a promise: how days are counted, weekends, and the way the notice is delivered can all push them later. Read Ind. Code § 32-31-1-6 before you serve anything.
The notice for unpaid rent
10-day notice to pay rent or the lease may be terminated. Ind. Code § 32-31-1-6
Among the 31 states we have verified, 19 require less notice (3 of them none at all), 4 others use the same 10 days as Indiana, and 6 require a longer one. Among states that require a notice, the median is 7 days.
Late fees and the grace period
No statewide statute caps late fees or requires a grace period; a late fee should be written into the lease and reasonable.
Indiana has no statutory dollar or percentage cap. 12 of the 31 verified states cap late fees by statute, and 10 set a grace period before one can be charged.
What else to know in Indiana
Notes from our review: The notice is not required if the parties otherwise agree in the lease.
Cities and counties can add their own rules on top of the state’s. At “covered properties” under the federal CARES Act — generally those with a federally backed mortgage or federal subsidies — a 30-day notice to vacate for nonpayment is required in every state.
Indiana and its neighbors
| State | Notice | Grace period | Late-fee cap | Source |
|---|---|---|---|---|
| Indiana | 10 days | None statewide | No statutory cap | Verified |
| Illinois | 5 days | None statewide | No statutory cap | Verified |
| Kentucky | 7 days | None statewide | No statutory cap | Unverified |
| Michigan | 7 days | None statewide | No statutory cap | Verified |
| Ohio | 3 days | None statewide | No statutory cap | Verified |
Notice periods across the 31 verified states
| Notice before filing | States |
|---|---|
| No pre-filing notice | 3 |
| 3 days | 10 |
| 5 days | 3 |
| 7 days | 3 |
| 10 days | 5 |
| 14 days | 6 |
| No fixed number | 1 |
Sources
- Notice for unpaid rent: Ind. Code § 32-31-1-6
- Late fees and grace period: no statute found that sets a cap or grace period
- Status: verified — the notice rule was read in statute text (or a verbatim copy of it) for our September 14, 2026 review.